About Us
Morro Advisory Group is an advisory firm based in Phoenix, Arizona. We build the financial infrastructure and the operating cadence a business runs on, and we stay through implementation rather than handing over a document.
The firm exists because this standard of analysis is normally priced for companies several times the size of the ones that need it most. A named firm is out of reach and a full-time hire is premature. The work still has to get done.
Our clientele runs from a local general contractor to a fintech payment processor. The scale and the vocabulary differ between those firms. The underlying problems, and the ways forward, rarely do.
We deliver reports and fractional services to companies and investors, and we stay with the work: implementing the strategy, weighing new opportunities, and improving systems while they are under stress.
We lead projects face-to-face and adopt early, because the ground moves quickly. Our network of advisors and partners is one of the firm’s largest assets, spanning the industries we work in.
With technology and markets changing every other month, you need an advisor in the room you can trust.
Founding Team
Ricardo J Ramos
Ricardo advises founders and operators on capital structure, cross-border strategy, and the operational build behind growth. Work that produced AI-driven models across companies since 2024.
He comes from a family of entrepreneurs, spanning from transportation, real estate, event services, and coffee farms. That instinct built from birth now runs through Morro Advisory Group, where the projects extend past financial modeling and cross-border structure into automated executive assistants and internal signaling programs for investors.
He’s been building AI systems for a living, but he built Morro on a belief most in the AI-age do not share. The long-term winners will be those that prioritize authentic human engagement in everything they do. The model or deal is only as good as the people behind it.
The mark
Garitas, or sentry boxes, are set along the walls of the Castillo de San Felipe del Morro (“El Morro”) in Old San Juan, Puerto Rico.
Standing watch as a lookout point to defend the fortress and map the risk to come.
This is who we are.
Who we work with
Owners, Founders, and Investors in the global economy.
Philanthropy
With every engagement, a portion of revenue is donated to foundations that invest in local communities and people.
Why Morro
01
Cross-border Construction
Built from the ground up for companies that can operate in more than one market. The strategy before launch, the entity and cost structure, and what to expect once you are there.
02
Built for you, now
We have never been the type to hand over a report and walk away. We run the analysis, build the deliverable, and stay with you as you grow, year over year.
03
Organic Delivery
We are firm believers in the importance of information, from data gathering to specialized independent qualitative research. Insights are delivered to implement over your own growth windows.
04
In-depth Advisor Network
Built on relationships. Behind every engagement is a reputable network of industry professionals and institutions, feeding directly into the insights we deliver to you.
Momentum, Managed.
Getting Started
Step 01
An introductory conversation
Forty-five minutes. What the business is trying to decide, what the numbers currently tell you, and where the constraint appears to sit. No materials required.
45 minutes
Step 02
A scoped proposal
Delivered within seven to ten business days. Named deliverables, a fixed fee, a timeline, and the exit criteria that define completion. One route or several, priced separately so the choice is visible.
7-10 business days
Step 03
Kickoff
Systems access if needed, data requests, and financial documents, anything needed to start the first working session.
The Evaluate phase begins the same week, and the diagnostic lands inside thirty days.
Same week
We understand this information is sensitive, and we prioritize your privacy from the moment we begin.
New engagements
sales@morroadvisorygroup.com
(480) 322-5955
What we may need
Read access to the accounting system, the last twelve months of statements, or one hour with whoever knows how the numbers are actually assembled.
This is often the difference between a project that takes days and one that takes months.
Full services report
Morro Full-Service Offerings
Nine sections covering the premise, the method, every deliverable, the real estate scope boundary, and the fee ranges for each line of work. Sent on request.
Getting started
Forty-five minutes, then a scoped proposal in seven to ten business days.
Bring what the business is trying to decide. No materials required for the first conversation.